Save on Insurance Premiums

To offer you the most for your insurance dollar, Erie Insurance offers a variety of discounts on private passenger auto insurance policies, including:

  • Multi-Car discount
  • Age 55 or over discount
  • Passive restraints discount
  • Anti-theft devices discount
  • Anti-lock brakes discount
  • Multi-policy discount

Sometimes bad things happen to good drivers. To address this The ERIE offers:

  • First Accident Forgiveness Plan - ERIE will not surcharge an auto policy written through our preferred plan in the event of a first "at-fault" accident (a waiting period may apply in certain states).

Long-term customers are rewarded with:

  • Feature 15 – After a Policyholder's auto policy has been in force for 15 years, ERIE will never surcharge for an at-fault accident again.

Conscientious, claims-free drivers also receive:

  • Safe Driver Discount – An additional discount for new Policyholders who are claims- and violation-free for the past three to five years (varies by state).
  • Pioneer Experience Rating Credit (PERC) – An additional discount for long-term, claims-free driving experience.

Young drivers may qualify for:

  • Youthful Driver Discount – Unmarried drivers between the ages of 15 and 20 who reside with their parents and have a good claims history are eligible for additional savings with ERIE.

If you travel less, you could save more with: Reduced Usage – Save on vehicles that will not be driven for 90 consecutive days or more.

  • College Student Discount – Save when your full-time student moves away and leaves his or her vehicle at home.

Get the most out of life:

  • Save on your private passenger auto insurance when you have a qualifying Erie Family Life policy (not available in N.Y.).

Pay now. Save Now:

  • Ask us how to take advantage of ERIE’s payment plan discount on your private passenger auto policy.